8501 Health Insurance
for Australian Visa Holders

Compare OSHC & OVHC plans that meet Visa Condition 8501 requirements. Get the right cover at the best price.

8501 Compliant Plans Instant Certificate
Health insurance consultation
Student Visa

Student Visa (Subclass 500)

Find the best OSHC plans for international students in Australia.

Temporary Graduate Visa (Subclass 485)

Compare OVHC options for graduates staying and working in Australia.

Visitor Visa (Subclass 600)

Compare visitor health insurance that helps meet Visa Condition 8501.

Sponsored Parent Visa (Subclass 870)

Find suitable OVHC for parents visiting Australia on a Sponsored Parent Visa.

Skills in Demand Visa (Subclass 482)

Compare health insurance for skilled workers living and working in Australia.

Training Visa (Subclass 407)

Find OVHC designed for occupational training visa holders in Australia.

Temporary Activity Visa (Subclass 408)

Compare visa health insurance for temporary activity visa holders.

Working Holiday Visa (Subclass 417)

Compare affordable OVHC for working holiday makers travelling across Australia.

Work and Holiday Visa (Subclass 462)

Find health insurance for Work and Holiday visa holders.

Student Guardian Visa (Subclass 590)

Compare health insurance for guardians accompanying students.

Business Innovation Visa (Subclass 188)

Explore health insurance options for business and investment visa holders.

Skilled Work Regional Visa (Subclass 491)

Compare OVHC for provisional skilled workers in regional Australia.

Employer Sponsored Regional Visa (Subclass 494)

Find visa-compliant health insurance for employer-sponsored workers.

Crew Travel Authority (Subclass 942)

Learn about health insurance options for eligible maritime crew members.

Maritime Crew Visa (Subclass 988)

Compare health insurance information for maritime crew visiting Australia.

Bridging Visa A (010)

Compare health insurance options while you remain lawfully in Australia on a Bridging Visa A.

8501 VISA CONDITION

What is Visa Condition 8501?

Visa Condition 8501 is a requirement set by the Department of Home Affairs which states that you must maintain adequate health insurance while you are in Australia on a temporary visa.

  • Applies to most temporary visa holders
  • You must have OSHC or OVHC that meets the 8501 requirement
  • If you don't maintain adequate cover, your visa may be cancelled
Learn more about 8501

How It Works

Three simple steps to get covered.

1. Select Your Visa

Choose your visa subclass to see relevant insurance options.

2. Compare Plans

Compare prices, benefits & providers side by side to find the best plan.

3. Get Covered

Purchase your plan online and receive your certificate instantly.

Compare Top Australian Insurers

We compare policies from Australia's leading health insurers to help you save time and money.

Allianz Care Australia
Medibank
Nib
Bupa
Ahm
AIA

Why Choose 8501 Health Insurance?

8501 Compliant Only

All plans meet Australian Government requirements.

Compare & Save

Compare multiple providers and find the best price.

Instant Certificate

Get your insurance certificate instantly.

Trusted & Secure

Your information is safe and encrypted.

Local Support

Australian based support when you need it.

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FAQ

Visa Condition 8501 requires certain Australian visa holders to maintain adequate health insurance while they are in Australia. The condition is designed to ensure visitors, students and temporary residents have access to appropriate healthcare and do not place an unnecessary burden on Australia's public health system. If your visa includes Condition 8501, you should maintain a compliant health insurance policy for the entire duration of your stay.

Many temporary Australian visas may require adequate health insurance, including Student Visa (500), Temporary Graduate Visa (485), Visitor Visa (600), Sponsored Parent Visa (870), Skills in Demand Visa (482), Training Visa (407), Temporary Activity Visa (408), Working Holiday Visa (417), Work and Holiday Visa (462), Bridging Visas and several other temporary visa subclasses. The exact requirement depends on your visa grant conditions.

Overseas Student Health Cover (OSHC) is designed specifically for Student Visa (Subclass 500) holders and certain student dependants. Overseas Visitors Health Cover (OVHC) is generally suitable for many other temporary visa holders, including visitors, workers and graduates. Choosing the correct type of cover depends on your visa subclass and visa conditions.

The right health insurance depends on your visa subclass, your visa conditions, your budget and the level of cover you require. Comparing multiple Australian health insurers allows you to review benefits, hospital cover, waiting periods, excess options and pricing before selecting a policy that best suits your circumstances.

You can compare health insurance policies from leading Australian providers, including Allianz Care, Bupa, Medibank, nib, HCF and AIA. Available products and premiums may vary depending on your visa subclass, age, family composition and length of stay in Australia.

Yes. Comparing multiple providers allows you to review policy features, premiums, benefits and eligibility requirements side by side. This makes it easier to find health insurance that meets your visa requirements while matching your healthcare needs and budget.

It is generally recommended that you arrange your health insurance before your visa is granted or before travelling to Australia if your visa requires adequate health insurance. Maintaining continuous cover throughout your stay helps you remain compliant with your visa conditions.

Yes. In many cases, temporary visa holders can change their health insurance provider. Before switching, you should ensure your new policy continues to satisfy your visa requirements and that there is no gap in your health insurance coverage.

Most Australian health insurers issue a Certificate of Insurance shortly after your policy is purchased and payment is confirmed. This certificate may be required when lodging your visa application or as evidence that you meet your visa's health insurance requirements.

Comparing health insurance allows you to evaluate different policies based on price, benefits, waiting periods, hospital cover, extras and policy features. Rather than selecting the first available option, comparison helps you make a more informed decision and choose a policy that best suits your visa requirements and personal circumstances.

Need Help Choosing the Right Insurance?

Our experts are here to help you find the right cover for your visa.

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