Whether you are coming to Australia to study, work, visit family or enjoy an extended stay, having the right health insurance is an important part of your journey. Many temporary visa holders are required to maintain adequate health insurance while they are in Australia, making it essential to understand the available cover options before purchasing a policy.
Allianz Care is a recognised health insurance provider offering products for international students and eligible temporary residents living in Australia. Through its Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) products, Allianz Care helps eligible visa holders access healthcare services during their stay while assisting with Australian visa health insurance requirements where applicable.
At 8501 Health Insurance, we help you understand Allianz Care's health insurance options, learn how they relate to Visa Condition 8501, and compare Allianz Care with other leading Australian health insurers. Whether you are applying for a Student Visa, Temporary Graduate Visa, Visitor Visa or another temporary visa, comparing available policies can help you choose cover that suits your visa requirements, healthcare needs and budget.
Choose your visa below to compare suitable health insurance options for your stay in Australia.
Compare Student Visa (Subclass 500) Health Insurance
Compare 485 Visa Health Insurance
Compare Visitor Visa (Subclass 600) Health Insurance
Compare Sponsored Parent Visa (Subclass 870) Health Insurance
Allianz Care is a well-known provider of health insurance solutions for international students and overseas visitors living in Australia. As part of the global Allianz Group, Allianz Care offers health insurance products designed to support eligible visa holders while they study, work or temporarily reside in Australia.
For temporary residents, Allianz Care provides Overseas Visitor Health Cover (OVHC), while eligible international students can access Overseas Student Health Cover (OSHC). Depending on the policy selected, these products may include benefits towards eligible hospital treatment, medical services, emergency ambulance transport and selected prescription medicines.
Some Allianz Care policies also provide the option to include extras cover for services such as dental treatment, optical services and physiotherapy. The available benefits, waiting periods, exclusions and annual limits vary depending on the policy chosen, so it is important to review the Product Disclosure Statement (PDS) before purchasing health insurance.
Because every visa holder has different healthcare needs and visa conditions, comparing Allianz Care with other Australian health insurers can help you better understand your options and choose a policy that is appropriate for your circumstances.
Overseas Visitor Health Cover (OVHC) is private health insurance designed for eligible temporary residents living in Australia. Many visa holders choose OVHC because they are not eligible for Medicare or because their visa requires them to maintain adequate health insurance, including where Visa Condition 8501 applies.
Allianz Care offers a range of Overseas Visitor Health Cover options for eligible overseas visitors and temporary visa holders. Depending on the policy selected, eligible members may receive benefits towards hospital treatment, medical services, emergency ambulance transport and selected prescription medicines. Some Allianz Care policies also allow members to include extras cover for services such as dental treatment, optical services and physiotherapy.
Before purchasing any health insurance policy, it is important to compare the available cover options, understand the benefits provided and review the Product Disclosure Statement (PDS) to ensure the policy is appropriate for your healthcare needs and visa requirements.
Allianz Care Overseas Visitor Health Cover may be suitable for eligible temporary residents living in Australia on visas such as:
The most suitable level of cover depends on your visa subclass, healthcare requirements, planned length of stay and personal circumstances.
The benefits available under Allianz Care Overseas Visitor Health Cover vary depending on the policy selected. Eligible benefits may include:
Waiting periods, exclusions, annual limits and policy conditions may apply. Before purchasing health insurance, you should carefully read the Product Disclosure Statement (PDS) and other policy documentation to understand the cover provided.
Many temporary visa holders choose Allianz Care because it offers health insurance products specifically designed for international visitors and eligible temporary residents. Allianz Care provides a range of policy options to suit different visa holders, allowing members to select cover that aligns with their healthcare needs and budget.
Some reasons eligible visa holders consider Allianz Care OVHC include:
Comparing Allianz Care with other leading Australian health insurers allows you to better understand the available features, benefits and levels of cover before choosing a policy that suits your visa and personal circumstances.
Overseas Student Health Cover (OSHC) is private health insurance designed specifically for international students studying in Australia. In most cases, holders of a Student Visa (Subclass 500) are required to maintain OSHC throughout the duration of their visa to meet Australian student visa health insurance requirements.
Allianz Care offers Overseas Student Health Cover for eligible international students enrolled with Australian education providers. Depending on the level of cover selected, Allianz Care OSHC may provide benefits towards eligible hospital treatment, medical services, emergency ambulance transport and selected prescription medicines, helping students access healthcare services while living and studying in Australia.
Maintaining continuous OSHC during your studies is important until you transition to another visa that requires a different type of health insurance.
Allianz Care Overseas Student Health Cover is designed for eligible international students, including:
OSHC helps international students access Australia's healthcare system while completing their studies and is generally required for the duration of the Student Visa. When arranging cover, students should ensure that their policy dates align with the commencement and expiry dates of their visa.
The benefits available under Allianz Care Overseas Student Health Cover depend on the policy selected. Eligible benefits may include:
Some Allianz Care policies also offer optional extras cover, which may include services such as dental treatment, optical services and physiotherapy. Waiting periods, annual limits, exclusions and policy conditions vary depending on the level of cover selected, so students should carefully review the Product Disclosure Statement (PDS) before purchasing a policy.
Many international students choose to remain in Australia after completing their studies by applying for another temporary visa, such as the Temporary Graduate Visa (Subclass 485) or another eligible temporary visa.
When your Student Visa ends, Overseas Student Health Cover (OSHC) is generally no longer the appropriate type of health insurance. Many graduates and temporary residents instead choose Overseas Visitor Health Cover (OVHC), which is designed for eligible temporary visa holders living in Australia.
If you plan to stay in Australia after graduation, arranging your new health insurance before your OSHC expires can help maintain continuous cover and, where applicable, assist in meeting Visa Condition 8501.
If you are unsure whether you should continue with OSHC or move to OVHC, reviewing your visa conditions and comparing available health insurance options can help you select the most suitable cover for your new visa.
Allianz Care provides health insurance solutions for a wide range of Australian visa holders. The most appropriate type of cover depends on your visa subclass, eligibility, length of stay and individual healthcare needs while living in Australia.
International students generally require Overseas Student Health Cover (OSHC), while many temporary residents and visitors choose Overseas Visitor Health Cover (OVHC). Selecting the right policy helps ensure you have access to healthcare services and, where applicable, comply with your visa health insurance requirements.
Below are some of the most common Australian visa holders who may choose Allianz Care health insurance.
International students studying in Australia are generally required to maintain Overseas Student Health Cover throughout the duration of their Student Visa. Allianz Care OSHC provides health insurance designed specifically for eligible international students, helping them access eligible medical and hospital services while studying in Australia.
After completing their studies, many graduates apply for a Temporary Graduate Visa to remain in Australia. At this stage, many people move from OSHC to Overseas Visitor Health Cover (OVHC), which is designed for eligible temporary residents.
Visitors travelling to Australia often choose private health insurance to help manage eligible medical expenses during their stay. Depending on your visa conditions and personal circumstances, Allianz Care OVHC may be a suitable option for eligible Visitor Visa holders.
Sponsored Parent Visa holders are generally required to maintain adequate health insurance throughout their stay in Australia. Allianz Care offers Overseas Visitor Health Cover options that may be suitable for eligible Sponsored Parent Visa holders while they are living in Australia.
Depending on eligibility, Allianz Care health insurance may also be suitable for holders of several other Australian temporary visas, including:
The most suitable level of health insurance depends on your visa subclass, healthcare needs and intended length of stay. Comparing available policies before purchasing health insurance can help you choose cover that best suits your circumstances.
Many temporary visa holders are required to maintain adequate health insurance as a condition of their Australian visa. This requirement is commonly referred to as Visa Condition 8501, which requires eligible visa holders to maintain suitable health insurance for the duration of their stay in Australia.
Allianz Care offers Overseas Visitor Health Cover (OVHC) products designed for eligible temporary residents. Depending on your visa subclass and the policy you select, these products may assist eligible visa holders in meeting Australian visa health insurance requirements.
However, the most appropriate policy depends on your individual visa conditions and personal circumstances. Before purchasing health insurance, you should confirm that the selected policy is suitable for your visa subclass and satisfies any health insurance requirements attached to your visa.
If you're unsure about your obligations, our Visa Condition 8501 Guide explains who the condition applies to, what adequate health insurance means and why maintaining continuous cover is important while living in Australia.
Allianz Care provides health insurance solutions for international students, overseas visitors and many other temporary visa holders living in Australia. With products designed specifically for eligible visa holders, Allianz Care offers a range of policy options to suit different healthcare needs and lengths of stay.
Depending on the policy selected, some benefits may include:
As with all private health insurance policies, waiting periods, exclusions, annual limits, benefit limits and policy conditions vary depending on the level of cover selected. Always review the Product Disclosure Statement (PDS) and policy documentation before purchasing health insurance.
Choosing health insurance involves more than simply comparing premiums. Different policies provide different levels of hospital cover, medical benefits and additional features, making it important to understand what is included before selecting a policy.
When comparing Allianz Care health insurance, consider factors such as:
Comparing these features alongside other leading Australian health insurers can help you choose health insurance that best suits your visa requirements and personal circumstances.
Finding suitable health insurance for an Australian visa can be challenging, particularly when different visa subclasses have different health insurance requirements and insurers offer a range of policy options.
At 8501 Health Insurance, we provide independent information to help international students, overseas visitors and temporary visa holders understand their health insurance options and compare policies from leading Australian health insurers, including Allianz Care.
Our website helps you:
By comparing health insurance information in one place, you can make a more informed decision based on your visa subclass, healthcare needs and budget, rather than relying on information from a single provider.
Whether you're studying, working or visiting Australia, our health insurance guides can help you better understand your options and compare suitable cover for your visa.
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Allianz Care Overseas Visitor Health Cover (OVHC) is private health insurance designed for eligible temporary residents living in Australia. Depending on the policy selected, it may provide benefits towards eligible hospital treatment, medical services, emergency ambulance transport and selected prescription medicines.
Many Allianz Care OVHC policies are designed for eligible temporary visa holders who are required to maintain adequate health insurance, including where Visa Condition 8501 applies. Before purchasing a policy, you should confirm that it is suitable for your visa subclass and individual circumstances.
Yes. Allianz Care offers Overseas Student Health Cover (OSHC) for eligible international students studying in Australia on a Student Visa (Subclass 500). OSHC helps students access healthcare services while meeting student visa health insurance requirements.
If you move from a Student Visa to another temporary visa, such as a Temporary Graduate Visa (Subclass 485), you will generally need to change from OSHC to OVHC. It is advisable to arrange your new cover before your OSHC expires to help avoid gaps in your health insurance.
Yes. Eligible Visitor Visa (Subclass 600) holders may choose Allianz Care Overseas Visitor Health Cover. The most suitable policy depends on your visa conditions, intended length of stay and individual healthcare needs.
Many Allianz Care health insurance policies include benefits towards emergency ambulance services. The level of cover depends on the policy selected, so you should review the Product Disclosure Statement (PDS) to understand the available benefits and any limitations.
Depending on the policy selected and your eligibility, Allianz Care offers cover options that may include eligible partners and dependent children. You should compare the available policy options to determine which cover best suits your family's healthcare needs.
When comparing health insurance, it is important to look beyond price. Consider factors such as hospital cover, medical benefits, emergency ambulance services, waiting periods, exclusions, optional extras and whether the policy is appropriate for your visa subclass. Comparing Allianz Care alongside other leading Australian health insurers can help you choose cover that best suits your healthcare needs and visa requirements.
Whether you're studying, working or visiting Australia, we provide dedicated health insurance guides for many Australian visa subclasses. Explore our visa-specific comparison pages below to compare suitable health insurance options for your circumstances.
Compare Student Visa (Subclass 500) Health Insurance
Compare 485 Visa Health Insurance
Compare Visitor Visa (Subclass 600) Health Insurance
Compare Sponsored Parent Visa (Subclass 870) Health Insurance