Studying in Australia is an exciting opportunity, and maintaining appropriate health insurance is an important part of your student visa obligations. Most international students applying for or holding a Student Visa (Subclass 500) are required to maintain Overseas Student Health Cover (OSHC) throughout their stay in Australia.
ahm offers Overseas Student Health Cover (OSHC) specifically for eligible international students studying in Australia. Depending on the policy selected, ahm OSHC may provide benefits towards eligible hospital treatment, medical services, emergency ambulance services and selected prescription medicines, helping students access healthcare while they live and study in Australia.
At 8501 Health Insurance, we help international students understand ahm OSHC, compare it with other Australian OSHC providers and choose health insurance that suits their student visa requirements, healthcare needs and budget.
Compare Overseas Student Health Cover (OSHC) options for your Student Visa (Subclass 500).
Compare Student Visa (Subclass 500) Health Insurance
ahm is an Australian health insurance brand that provides Overseas Student Health Cover (OSHC) for eligible international students. OSHC is specifically designed to help students meet the health insurance requirements associated with the Student Visa (Subclass 500) while providing access to Australia's healthcare system during their studies.
Depending on the policy selected, ahm OSHC may provide benefits towards eligible hospital treatment, medical services, emergency ambulance transport and selected prescription medicines. Students may also have the option of selecting policies with extras cover for services such as dental treatment, optical services and physiotherapy.
As policy benefits, waiting periods, exclusions and annual limits differ between products, it is important to carefully review the Product Disclosure Statement (PDS) before purchasing health insurance.
Comparing ahm with other Australian OSHC providers can help students better understand the available policy options and choose cover that best suits their course duration, healthcare needs and budget.
Overseas Student Health Cover (OSHC) is private health insurance designed specifically for international students studying in Australia. In most cases, OSHC is a requirement of the Student Visa (Subclass 500) and must be maintained for the duration of your stay unless alternative arrangements permitted under Australian immigration requirements apply.
ahm provides Overseas Student Health Cover for eligible international students enrolled with Australian education providers. Depending on the policy selected, benefits may be available for eligible hospital treatment, medical services, emergency ambulance services and selected prescription medicines.
Maintaining continuous OSHC throughout your studies helps ensure you remain covered while living in Australia and continue to meet your student visa health insurance obligations.
ahm Overseas Student Health Cover is designed for eligible international students, including:
The most suitable level of cover depends on your course duration, family circumstances and individual healthcare needs. When arranging OSHC, students should ensure their policy dates align with their student visa requirements.
The benefits available under ahm Overseas Student Health Cover vary depending on the policy selected. Eligible benefits may include:
Waiting periods, exclusions, annual limits and policy conditions may apply. Before purchasing a policy, students should carefully read the Product Disclosure Statement (PDS) to understand the available benefits and any applicable limitations.
Many international students choose ahm because it provides health insurance specifically designed for people studying in Australia. With OSHC options available for eligible students, ahm aims to support access to healthcare services throughout the duration of a student's course.
Some reasons students consider ahm OSHC include:
Comparing ahm with other Australian OSHC providers can help students understand the available policy options and choose cover that best suits their healthcare needs and study plans.
ahm Overseas Student Health Cover (OSHC) is designed for eligible international students studying in Australia. If you are applying for or holding a Student Visa (Subclass 500), OSHC is generally required for the duration of your stay unless you are exempt under Australian Government requirements.
Below are some of the people who may be eligible for ahm OSHC.
Students commencing a new course at an Australian school, college, university or other registered education provider generally need to arrange Overseas Student Health Cover before their Student Visa is granted. ahm OSHC provides health insurance options for eligible international students preparing to study in Australia.
If you already hold a Student Visa (Subclass 500), you may continue your OSHC with ahm or choose ahm when changing providers, subject to eligibility and any applicable waiting period transfer arrangements. Maintaining continuous OSHC is important to help meet your student visa health insurance obligations.
If your course duration changes or you apply for a further Student Visa, you may need to extend your Overseas Student Health Cover to match your new visa period. Ensuring your OSHC remains current helps avoid gaps in health insurance while studying in Australia.
ahm offers Overseas Student Health Cover options for eligible couples and families. Where applicable, partners and dependent children can be included under an appropriate OSHC policy, allowing eligible family members to be covered together while living in Australia.
For most international students, maintaining Overseas Student Health Cover (OSHC) is a requirement of the Student Visa (Subclass 500). OSHC helps eligible students access healthcare services while studying in Australia and supports compliance with student visa health insurance obligations.
ahm offers Overseas Student Health Cover specifically for eligible Student Visa holders. Depending on the policy selected, ahm OSHC is designed to satisfy the health insurance requirements associated with the Student Visa (Subclass 500).
Before purchasing a policy, you should confirm that the cover period matches your visa requirements and carefully review the Product Disclosure Statement (PDS) to understand the available benefits, waiting periods, exclusions and policy conditions.
If you intend to remain in Australia after completing your studies—for example, by applying for a Temporary Graduate Visa (Subclass 485)—you will generally need to move from OSHC to Overseas Visitor Health Cover (OVHC) once your Student Visa ends.
ahm Overseas Student Health Cover is designed to support eligible international students while they study and live in Australia. By maintaining appropriate health insurance throughout your studies, you can access eligible healthcare services while meeting the health insurance requirements associated with your Student Visa.
Depending on the policy selected, some benefits may include:
Policy benefits, waiting periods, exclusions, annual limits and eligibility requirements vary depending on the level of cover selected. Before purchasing health insurance, you should carefully review the Product Disclosure Statement (PDS) to understand the benefits, exclusions and policy conditions.
Choosing Overseas Student Health Cover involves more than comparing premiums. Different OSHC providers offer different levels of benefits, policy features and optional extras, so it is important to understand what each policy includes before making a decision.
When comparing ahm OSHC, consider factors such as:
Comparing these features alongside other Australian OSHC providers can help you better understand your options and choose health insurance that best suits your study plans and personal circumstances.
Finding suitable Overseas Student Health Cover can be challenging, particularly when different insurers offer different policy features, levels of cover and optional extras.
At 8501 Health Insurance, we provide independent information to help international students understand their OSHC options and compare policies from leading Australian health insurers, including ahm.
Our website helps you:
By comparing health insurance information in one place, you can make a more informed decision based on your study plans, healthcare needs and budget rather than relying on information from a single provider.
ahm Overseas Student Health Cover (OSHC) is private health insurance designed for eligible international students studying in Australia. It helps Student Visa (Subclass 500) holders access eligible healthcare services while meeting their student visa health insurance requirements.
Eligible international students applying for or holding a Student Visa (Subclass 500) can purchase ahm OSHC. Depending on the policy selected, eligible couples and families may also be able to obtain cover.
Yes. ahm OSHC is designed to help eligible international students meet the health insurance requirements associated with the Student Visa (Subclass 500). Students should ensure their policy covers the entire period required by their visa.
Depending on the policy selected, ahm OSHC may provide benefits towards eligible hospital treatment, medical services, emergency ambulance services and selected prescription medicines. Waiting periods, exclusions, benefit limits and policy conditions may apply.
Yes. ahm offers Overseas Student Health Cover options for eligible couples and families. Partners and dependent children may be included under an appropriate policy, subject to the insurer's eligibility requirements and policy terms.
In many cases, international students can switch from another OSHC provider to ahm. Before changing insurers, you should ensure there is no gap in your health insurance cover and confirm whether any waiting period transfers or other policy conditions apply.
If you remain in Australia after completing your studies on another temporary visa, such as a Temporary Graduate Visa (Subclass 485), you will generally need to change from Overseas Student Health Cover (OSHC) to Overseas Visitor Health Cover (OVHC), as OSHC is intended for Student Visa holders.
At 8501 Health Insurance, you can compare ahm alongside other Australian health insurers to better understand available health insurance options, policy features and benefits before choosing suitable cover for your studies in Australia.
Compare Overseas Student Health Cover (OSHC) options for your Student Visa (Subclass 500).